
Choice Insurance Agency
Tattoo Shop Insurance in Massachusetts
Offering customized insurance solutions in Massachusetts and beyond.
At Choice Insurance, we understand the unique risks and responsibilities that tattoo shop owners face in Massachusetts. From liability concerns to employee coverage, our policies are designed to protect your business so you can focus on what you do best—creating art safely and confidently. Our tattoo shop insurance may include comprehensive liability, property protection, and specialized endorsements tailored to your studio’s needs.
What Is Tattoo Shop Insurance And Why Do Shops Need It?
Tattoo shop insurance is a type of business insurance coverage that safeguards your studio, staff, and clients against potential risks. In Massachusetts, regulations around public health and safety make having proper insurance especially important. Tattoo artists can face claims from accidental injuries, allergic reactions, or property damage, and liability coverage helps protect against costly legal fees.
Choice Insurance offers policies that may include general liability, professional liability, and property coverage. These protections ensure your Massachusetts tattoo shop can operate smoothly even when unexpected events occur. By investing in comprehensive coverage, you’re not only complying with state regulations but also building trust with your clients who value safety and professionalism.
Quotes Available in Massachusetts & Other States

Words from our Clients
Gained a customer for life.
Moved all my personal lines of insurance over to Choice. They found me a set of policies that saved me over $1000/year. Then, Julie took care of my commercial line, jumped through so many hoops and got me a policy for my business at an amazing rate.
Great people, great insurance, great advice, great price.
Choice insurance has been providing insurance coverage to our commercial real estate business for over 7 years and the service has been tremendous. Peter has always responded quickly and with incredibly aggressive pricing; and with a perspective to assure that we are fully covered for all potential issues without unnecessary coverage and fees. There is such a comfort when working with Peter and his company that our best interest is their top priority.
I have been a happy customer of Choice Insurance for 12+ years. Peter and the team have been fantastic — always professional and knowledgeable about supporting my business insurance needs as well as our personal, home, car, and condo insurance needs. Peter has helped us with insurance questions related to buying and selling homes, a flood insurance claim, a tree that almost fell on our house and destroyed our fence, and a car accident. Recently, Peter noticed that our condo insurance (inherited from the prior owner) was severely inadequate. He helped us switch to a much better policy within less than a day. And, thank goodness he did. A couple weeks later, I smelled gas outside our home. It was a gas leak that National Grid fixed right away. But, I slept more soundly that night knowing that if the worst had happened, we would be fully covered thanks to Peter! I can’t recommend Choice enough!
This is our third policy with Peter, he’s awesome!! We started with a policy for a commercial space and added a home insurance and auto policy because of the quality of service that we received.
We highly recommend Choice Insurance Agency for competitive pricing and transparency. Want a great policy and customer service experience look no further.
Peter and his team are thorough and have a strong sense of urgency for all matters pertaining to our account. Each time we reach out for assistance, our expectations are exceeded. I would recommend his team to anyone.
I switched to Choice 10 years ago and with 2 teenage drivers we interact frequently. Every time they have made the process quick and effortless. My family and I could not be more pleased.
What Types Of Coverage Does Choice Insurance Offer For Tattoo Shops?
Choice Insurance provides a range of insurance options specifically for tattoo shops. Our coverage may include:
- General Liability Insurance – Protects against bodily injury or property damage claims.
- Professional Liability Insurance – Protects artists if a client experiences an adverse reaction or feels unsatisfied with a procedure.
- Commercial Property Insurance – Covers studio equipment, including tattoo machines, chairs, and sterilization tools.
- Workers’ Compensation – Provides coverage for employees in case of work-related injuries.
- Business Interruption Coverage – Helps protect your income if your shop temporarily cannot operate.
- Cyber Liability Protection – Covers risks related to online appointments, client data, and payments.
By customizing your policy, Choice Insurance ensures your Massachusetts tattoo shop is fully protected from multiple angles.
How Can Tattoo Shop Insurance Help Artists Protect Their Business?
For tattoo artists in Massachusetts, the risks go beyond ink and needles. Accidents, injuries, or property damage can happen at any time, and without insurance, these incidents can become financially devastating. Tattoo shop insurance helps protect artists by covering legal fees, medical claims, and equipment replacement costs.
With the right policy, Massachusetts tattoo artists can focus on creativity without worrying about unexpected disruptions. Choice Insurance may provide coverage for incidents like allergic reactions to ink, slips and falls in the studio, or claims arising from temporary tattoos and piercing services. Having insurance demonstrates professionalism, reassuring clients that your shop takes safety seriously.

Why Should Massachusetts Tattoo Shops Choose Choice Insurance?
Massachusetts tattoo shops have unique needs that require specialized insurance solutions. Choice Insurance is dedicated to understanding the local market, health regulations, and common risks associated with tattooing. Our policies are designed to be flexible, offering coverage that may include general liability, professional liability, property protection, and more.
Choosing Choice Insurance means you’re partnering with an agency that values your business and its reputation. We provide straightforward guidance, help you understand your options, and tailor a plan to meet your studio’s specific requirements. For Massachusetts tattoo shops, this means peace of mind, compliance with local regulations, and protection against financial losses caused by accidents or lawsuits.
How Much Does Tattoo Shop Insurance Cost In Massachusetts?
Insurance premiums for tattoo shops in Massachusetts can vary based on factors like studio size, number of employees, services offered, and past claims history. Choice Insurance works to provide affordable options without sacrificing coverage quality. Our policies may include discounts for studios that follow strict hygiene protocols, have experienced staff, or bundle multiple coverages together.
A typical Massachusetts tattoo shop policy may range from a few hundred to several thousand dollars per year, depending on coverage levels and business needs. By assessing your studio’s specific risks, Choice Insurance helps you find the right balance between cost and protection. We make it easy to get a personalized quote, so you can secure the coverage you need without overpaying.
Can Choice Insurance Help With Liability And Legal Issues In Massachusetts?
Yes. One of the primary benefits of tattoo shop insurance is liability protection. Accidents can happen despite the best safety practices, and lawsuits can be expensive and time-consuming. Choice Insurance policies may include general and professional liability coverage to help your Massachusetts shop handle claims, legal fees, and settlements.
Our coverage also helps with third-party claims, such as a client slipping on studio flooring or a property owner claiming damage. With the right insurance, your Massachusetts tattoo shop can confidently navigate potential legal issues while protecting your personal and business assets.

How Do I Get Started With Choice Insurance For My Tattoo Shop?
Getting started with Choice Insurance is simple. We begin with a personalized assessment of your Massachusetts tattoo shop, reviewing services, staff, and potential risks. From there, we recommend coverage that may include liability, property, and additional protections specific to your business model.
Once your plan is selected, we provide clear guidance on policy terms, limits, and any optional endorsements. Our team ensures that your studio is compliant with Massachusetts regulations and adequately protected. With Choice Insurance, you’ll have a trusted partner in safeguarding your business, so you can focus on creating art, growing your studio, and serving your clients. Reach out to us today to get started on your tattoo shop insurance.
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